private education

private education questions and answers

More information about private education at Education News.

Q: Does owning a property with a mortgage prevent you from getting private education loans?
I'm curious because I'm interested in buying property but I have plans to pursue professional degree in the future. I wanted to see if having a mortgage would disqualify me from receiving a private/ alternative education student loan.

A: No, it does not---not in ALL cases. There are many people with mortgages, fulltime jobs and spouses working fulltime, who apply for loans for med school and law school and who successfully receive such assistance, via a combination of grants, fellowships, scholarships and loans. Some scholarships require financial need, others simply require academic merit. Same idea applies for loans and grants. If you want need-based loans and grants then the amount you receive might be less if you own a home and your spouse works fulltime, etc. But it doesn't mean that you are disqualified, in most cases, from applying or getting some amount of money from them. Even using government- financed programs, it is possible to get the money you want, even if you own a home or other significant asset. And, if you have any equity in your home at the time you apply for the loan, you can take out a bank loan with your home as the collateral, as well. Call or go online at the nearest university that grants MD and JD degrees or PhDs in science or education and simply ask. There are specific grants for each of these specialty areas. Some places I know you can google online to get info: GrantDoctor, FastWeb, AAMC, GrantsNet, etc.

Q: How to know whether any private distance education institution is accredited by ISO? Is there any online help ?
How to know whether any private distance education institution is accredited by ISO? Is there any online help for knowing that? I want to apply for MBA in National Institute of business management chennai through distance mode. The website is nibmglobal.com. In that website they have mentioned that they are certified by ISO. Please help. Because I am clueless.

A: try to check on this site http://www.google.com/ it's help

Q: How much better is a private education vs. a public education?
And how much consideration do colleges put into what type of high school you went to?

A: Kids who went to private schools tend to graduate with higher grades and test scores, but it's a selection effect - the private schools only take the smarter students to begin with, and don't take the kids likely to cause trouble. If you normalize for this effect, most private school and public school kids get the same basic education. That's not counting the really great private schools with tons of money and resources, like Philips Exeter or St. Pauls.

Q: How would the government pay for this private education if every single child opted out for vouchers?
Whatever the cost of private school education, voucher systems typically will force the government to subsidize the cost of such education for students already attending private schools. That would cost the taxpayers billions of extra dollars they do not presently have to pay.

A: The same way they pay for public schools, with our tax dollars. I think it is a great idea. Maybe having some comptetion would force the public schools to reinstate education. bwaaahahahaaha

Q: Is there any assistance out there for private education for 12yr daughter of low income single mom?
Daughter is already in private christian school. I am really struggling and getting behind in every thing just to pay tuition. Public school in this area is not an option for me!

A: check with this org- http://www.raisethenation.org

Q: Why do parents opt for private education for there children?
does it matter what type of school your child attends i'm interested what parents out there think on this issue . thanks!

A: I am a teacher and a parent and so I can give you opinions from both perspectives. My children, ages 5 and 7, attend the public school where I teach. They attend my school only because I am confident in the quality of education that they will receive there. If we lived in a lesser school district, I would send my kids to private school so that they would get a great education. Parents send their kids to private school for a zillion different reasons, religious preference, to separate them from a particular group of friends, because the school has a program or specializes in something that the kid is interested in, smaller class size, the kid has discipline issues, etc, etc, etc. If, as my kids get older, we find that they develop special needs or interests, we would certainly consider send them private if we felt that their needs would be better filled in that venue. Hope this helps.

Q: What state is most hospitable to private education? I am thinking of starting a private school when I am older


A: California is hospitable to private schools./ The conditions may very well, however change because of the type of school and new policies./

Q: Does anyone know of a good private education loan consolidation program?
I am currently with Sallie Mae and my payments are through the roof, any input is greatly welcome.

A: Do some serious research. Student Loans are hurting people beyond belief. There is plenty of free money, even a few years in the military is a better alternative. Here is an article from CNN/Money magazine: Student loans - a life sentence Forget about getting married and buying a home. This generation is thinking about next month's payment. By Christian Zappone, CNNMoney.com staff writer May 1, 2006: 4:25 PM EDT NEW YORK (CNNMoney.com) - Mayrose Wegmann, 25, should have been starting on her dream career as a political consultant by now. And saving toward her first home. Instead, Wegmann, who graduated with a degree in political science and journalism from the University of Iowa in 2004 and moved to Washington, D.C., is working at a non-profit because it pays significantly more than entry-level politics work. And she won't even consider buying a home for several more years. In fact, she won't consider much except how to meet the $300 a month she owes on her $34,000 student loan balance. "The school debt makes you decide [about your career] based on the money factor. Not based on what you want to do," said Wegmann. The Class of 2006, set to graduate this month, will soon be in the same boat. Approximately two-thirds of all students use loans to pay for their higher education, according to the Center for Economic and Policy Research. The average debt is $15,500 for public schools and $24,600 for private – many students rack up even more on their credit cards. Call it a reverse dowry: college debt diverts careers and delays or impedes graduates' plans to get married, buy a home or even to start a family. The effects can last years. A 22-year old student graduating this year who consolidates their $40,000 loan at 6.125 percent will need to pay $243 a month...until they're 52. By that time, they will have paid $47,494 in interest alone. A reverse dowry "My student loan debt is my biggest source of stress in my life at the moment," said Steve Desroches, a 2002 graduate from Columbia University's Graduate School of Journalism. "I live paycheck to paycheck." The degree left Desroches, who works for a newspaper on Cape Cod, $50,000 in debt with no savings. He's unable to buy a needed car or to even think about entering Massachusetts's "out of control" real estate market. The repayments were so financially restrictive he briefly considered declaring bankruptcy, until he learned it wouldn't affect his student loans because they're federally guaranteed. "My feelings about my degree now? My graduate education was invaluable [to my career], but it wasn't worth $50,000, or more accurately, it isn't worth the debt. My options are definitely limited." Christine Moellenberndt of Sacramento, California has given up on the idea of owning a home, at least anytime in the next 10-15 years. She graduated last June from the University of California, Santa Cruz with a degree in anthropology, and moved back in with her mother when she realized not doing so would mean living paycheck to paycheck with no chance of paying down her debts. "That $675 I could be spending in rent could also be a good chunk of a credit card payment, or a huge payment for my student loans. I see that as a bit of a better investment than living on my own and struggling paycheck to paycheck." Moellenberndt says at least half her monthly income working at a state regulatory agency goes to pay off her $18k in federal student loans. And although the debt is daunting, her plans to become a community college professor call for an advanced degree...hiking her debt in the future. A growing issue for the economy and society The cumulative effect of such student debt on graduates is unclear, although few would argue that its impact will be positive for the graduates, the economy or society. "We've never done this to a generation of young people before," said Dr. Heather Boushey, Senior Economist at the progressive Center for Economic and Policy Research. "We've never put a generation in their 20s in debt they can't get out of before they started their work life." "The normal approach in any healthy society is to help young married couples get started in life through marital gifts, dowries, and the like," Allan Carlson of the socially-conservative Howard Center for Family, Religion, and Society said. "We now burden many young adults with student debt, sometimes massive in nature; the price being paid includes marriages delayed or foregone and fewer children. This is foolish public policy."

Q: pros and cons of public education vs private?
I have to have 5 pros and 2 cons for public education vs private education. I have come up with three pros and two cons. 1. Public education you don't have to pay! 2. Public education you have a better choice of required and elective classes to choose from. 3. Public school teachers are state certified. Cons: 1. School Size and Class Size 2. Safety Please help me

A: For public school Pros 1. Much more diversity of race 2. Much more socio-economic diversity 3. You're ensured that your kids will learn certain required things (no assurances with private schools) 4. More choices (since there are more public than private schools) 5. Free school eye exams, scoliosis check ups, all that Cons 1. Dilapidated buildings and materials 2. Standardized testing 3. (Often) very large class size For Private Pros 1. Lots of money for each student 2. New buildings/books 3. (Often) smaller class size Cons 1. Very little socio-economic diversity 2. Very little racial diversity 3. Teachers aren't necessarily certified 4. No "national checkups" to make sure students are learning what they need to know

Q: Private education or state schools, which offers the better teachers?
And which would/do you send your children to? Prince Martin, what makes you think that, lol. Yes I like watching the animals at feeding time.

A: this question is debated by everyone everywhere. best teachers; definatly private education. but, state schools can be beneficial for children in many years. my parents gave me the opportunity to do what i wished, & i chose a state school. i regret this as i feel that private education would have helped me to excel in exam results, but on the other hand attending a state school has taught me much more important lessons that i will manage to take with me through the rest of my life. seeing people of all backgrounds! :)

Q: I am looking for funding to give my 12 year old son private education in London?
How to I apply for a bursary or some kind of funding to send him to private school

A: TRY PANHANDLING

Q: How do you finance a private college education?
I'm a senior in high school (class of 2008) who plans on majoring in engineering (biomedical or chemical)... I have fell in love with two private colleges with price tags of about $50,000 a year, but my state's university cost is about $15,000 a year. I would perfer to go to a private college because of the small class sizes, more attention, better facilities, and better professors. The thing is that my family is middle class and we wouldn't qualify for much, if any, financial aid, and therefore would not in any way be able to afford that $50,000 a year. Anyone have any suguestions on how to find good scholarships or how to mazimize my financial aid? I have a 93 average, CR+M SAT 1420, and CR+M+W SAT 2040. I am also taking all AP and Honors classes and as I said I'm interested in Chemical or Biomedical Engineering... any opinions about possible colleges would also be appreciated!

A: I think you should do more research on public universities. Private univestities do tend to have smaller classes, but not necessarily so better facilities and definitely not so better professors. Go to your state university's website, pick a department and look through the backgrounds of the professors, and I bet you'll be very impressed. I went to a public university, and granted I would have preferred some of the classes to be smaller, not all of them were huge. Most, in fact, weren't, even those during my first two years. For my larger classes, I made the effort to make sure that my professors knew me because I knew that with an auditorium of students that was the only way - I talked to them after class, went to their office during office hours if I had a question, etc. Also, the facillities were excellent and the campus was gorgeous. If the $15,000 school is more affordable than the $50,000, I say go for the cheaper one. You're still going to get a great education, and when you graduate and the reality of the public university loans really hit, you'll be very grateful that you didn't make a decision that would leave you so in debt you can't think straight. That's awful for someone in their 20s to go through, and it may possibly hinder you from doing other things you want to do - travel, buy a house, etc. Keep in mind that when you graduate, you'll be making an entry-level salary. Even if you graduate with a degree that will make you really good money - like chemical engineering, the amount in loans you'll have to take out for a private college education may be overwhelming. Also keep in mind that you may one day want to go to graduate school, and may need to take out more loans. But then again, if your heart is set on the private school, find out what financial aid package you can get, and try to get as much money in grants as possible. You might end up with a great package that allows you to go there with little worry about student loans. It's possible. Regarding finding scholarships, this is a good start: http://www.google.com/search?hl=en&q=how+to+find+scholarships Also, check with the private college and find out what scholarship opportunities are available. I know I'm biased since I loved my public university and don't know first hand what the experience of being at a private one is like. Just do lots of research and choose what's best for you. Good luck, and which ever way you choose, make the most of it, study hard and have fun. You only go through college once. More info here: http://www.fool.com/foolu/askfoolu/2001/askfoolu011226.htm http://www.essortment.com/family/collegesprivate_svsf.htm http://ask.metafilter.com/66696/What-can-I-do-to-not-freak-out-about-student-loan-debt